What Are All The Best Stock Simulators Out There And How To Use Them

Stock simulators are the best tools out there to get your feet wet in the world of Stock trading. It is particularly useful for people who do not have the capital to experiment with the real trading world.

Stock Market simulators help with buying or selling virtual stocks, track and analyze results all from the comfort of your computer and without investing even a single dollar.

The basic stock simulators provide a list of investment options and strategies for trading. The more advanced ones provide securities and currency trading. It is generally advised to opt for the advanced simulator only after sufficient training and knowledge is acquired through the basic versions. We have listed out the most popular simulators out there, check them out to see which one is best for you:

  • How The Market Works

It is deemed as the world’s most popular game for Stock Trading. It registers the user through the usual credentials and once that is done, trading can begin with virtual cash. This site offers American and Canadian Stocks, Mutual Funds and exchange – traded funds. It also offers the advanced features such as currency trading.

Even the stock trading time can be simulated on this site. However, it also provides an option for 24-hour trading for people who want to learn and practice full day. Apart from the game alone, this site possess a lot of informational articles to guide users to the know-how of trading as well as it provides valuable data on popular stocks which helps the users formulate their strategies.

The most glaring limitation of this website is that ‘options’ trading is not available and also the stock screener is limited in terms of information.

  • Wall Street Survivor

This is another famous game offers stock trading, options and currency trading. The registered users begin from a ‘novice’ level and upgrade by undertaking a variety of educational courses.

This is an exceptional platform for beginners with zero knowledge of stocks. The user interface is quite simple and intuitive; users are rewarded through contests and challenges. Difficult data in charts and graphs are broken down to simple, easy to understand bits.

On the flip side, investors looking for some serious experience and feel of the market would find this too novice. Also the social media design brings in a lot of unwanted conversation and little talk into the game.

  • The Investopedia Simulator

The website Investopedia is already a go through guide for every investor and to add to it, they have come up with a simulator that merges excellently with the content. Its simulator includes both basic and advanced methods of trading. Trading is done in US and Canadian Markets and the sessions are designed for both beginner and advanced level investors. The simulator also offers customizable options such as variable commission rates, margin and options trading. It is a complete solution for all types of people wanting associate with the market stronger.

The solutions provided by these simulators are quite comprehensive; the more the user practices daily trading using these, the more effortless will be his / her movement to the real market. It would no longer look like a confusing and complex world.

For more information on Medicare Supplement insurance www.medisupps.com/cigna-medicare-supplemental-insurance-2018.




What does Medicare Supplement Plan Cover?

There are a total of 10 Medicare Supplement Plans each represented by a letter of the alphabet beginning from A all the way up to N although E,H, I and J are no longer available.

  • Medicare Supplement covers co-insurance costs upto an year after the Original Medicare Plan has expired.
  • The Part A and Part B of the Medicare Plan covers hospice and copayment costs.
  • The Medical Supplement plan also includes the costs incurred for the first three pints of blood.
  • The Medicare Supplement Plan F is the most comprehensive scheme out there and it includes all the deductibles for the A and B Parts, coinsurance charges for the B Part and even a foreign travel medical coverage.

When and How to Enroll for the Supplement Plan?

The Medicare Supplement Plans 2019 is provided by private insurance agencies and to enroll into one, you have to be enrolled into a Medicare Part A and Part B. You can enroll for the Supplement Plan during open enrollment.

If you are 65 and older, your enrollment commences when you be a holder of the Part B Medicare Plan.

If you are turning 65, your best enrollment period would be the first 6 months after you have turned 65 and while enrolled in the Part B during that period.

Note that if you are under 65, you would not be eligible to buy any Medigap Plan according to Federal Law.

A variety of private insurance companies out there offer the Medigap insurance plan. Thus, it is recommended you go through the schemes each one has to offer, carefully and compare its premiums and benefits. It is essential to understand their pricing schemes and analyze how it would be beneficial down the line. Note that, premiums may subject to increase with respect to the behavior of general market also.

Medicare is a single-payer, national social insurance program administered by the U.S. federal government since 1966, currently using about 30–50 private insurance companies across the United States under contract for administration. Most medicare plans are HMOs (Health Maintenance Organizations), thus have a smaller network of doctors than those that accept original medicare.

The medicare plans are known by their letters (Plan A through Plan N). The plans are standardized such that each plan of the same name provides the same coverage no matter where it’s sold. Medicare Supplement plan costs, however, may vary regionally and by company. It is also worth noting that Medicare supplemental plans only cover an individual, hence in the case of a spouse or a couple, each will have to get a separate plan.


Complicated Regulations Governing Medicare Supplemental Plans

There are complicated regulations that govern your fitness care coverage beneath Medicare and personal coverage, so it’s miles important to understand your rights and obligations, as well as relevant laws, before you make a decision whether or not to drop Medicare and sign up for non-public medical insurance.

If you are eligible to enroll in Medicare, but no longer currently signed up for both original Medicare (element A and component B) and a Medicare advantage plan, you will be capable of get non-public medical health insurance. There are some matters to recollect, however, earlier than you are making your choice among authentic Medicare (part A and element B) and private insurance:

  • In case you do now not sign up in Medicare at some stage in your preliminary Enrollment period* whilst you first come to be eligible, you can have to pay a late-enrollment penalty along with your monthly charges when and if you finally do sign up for Medicare.
  • After your initial Enrollment length expires, in maximum cases, you may most effective be capable of join in Medicare throughout the general Enrollment duration each year (January 1 through March 31) and your coverage will now not start till July 1st of that yr, which means that you might cross without health insurance for several months.


When you have Medicare complement (Madigap) coverage, you will be questioning in case you ought to bear in mind converting plans. In case you are glad with your cutting-edge Madigap plan, a very good alternative is commonly to stay with your plan for as long as the insurance and insurance employer hold to meet your needs. In enormous, you could now not have a appropriate beneath central regulation to exchange Medigap guidelines, until you are within your 6-month open enrollment length or have a assured issue right as mentioned above. That does not always suggest you cannot switch your coverage: in case your kingdom has extra beneficiant policies, or the coverage company is willing to sell you a Medigap policy, you may be capable of alternate guidelines.

Now which you understand greater approximately changing Medicare supplement plans, you will be wondering approximately your cutting-edge insurance. On the other hand, perhaps you do not have a Medigap coverage and would love one. Either manner, I would like that will help you discern out the best path of motion.

You usually pay a month-to-month top class for Medicare component B (medical health insurance), so some folks that nonetheless have worker insurance choose to postpone enrolling in element B until they now not have worker coverage. However, employers with fewer than 20 employees can also require you to take part B when you switch sixty-five. Talk together with your employee health plan representative to find out how your plan works with Medicare.

You can be rest assured that your future is secured when you have a good coverage that is bought at an affordable rate in the United States of America